Santa Cruz Mortgage and Refinance - Santa Cruz Home Finance

Tai Boutell is a Certified Mortgage Planning Specialist.

Do you have a custom Mortgage Plan?

A mortgage is a valuable tool to be used in conjunction with an overall financial plan.

Welcome to FinancingSantaCruz.com, the County’s premier mortgage lending resource. This web site is designed to be your complete mortgage resource, from current market rates to cutting edge insights into wealth creation with the use of mortgages. The buttons will link you to information that will help answer your questions, provide you with current information and you can use my easy application to get pre-qualified or get pre-approved with the 1003 form.

I provide mortgage planning and loans for all types of buyers. My lending resources provide the very best loans for purchases of primary residences, second homes and investment properties, refinance loans and home equity lines of credit.
My Mortgages Under Management Program will ensure you are on track to reach your financial goals.
I am available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call or e-mail me!

I have built a reputation for client satisfaction, and I am devoted to making the mortgage process as easy as possible and to earn your referrals. You will have the added benefit of working with a mortgage banker that understands your needs and can provide you rates and programs from several sources to find the right match for your specific plan.

As a mortgage banking firm, we have in-house lending sources, underwriters, document preparers and funders here in our office on Seabright Avenue. This allows me to have a personal relationship with the decision makers who will ultimately approve your loan. Fast loan approvals and flexible underwriting are key elements to an efficient real estate transaction. Finding the right loan is only the beginning. I will assist you every step of the way to ensure smooth sailing.

"We exist to provide homeowners advice and solutions that lead them down the path to financial and personal safety and security."

Tai Boutell
Certified Mortgage Planning Specialist

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.